Patricia Clements

Houston, TX

Cosmetics

Mary Kay
Owner Patricia Clements (Self-employed) since Jul 2003
Independent Sales Director

The University of Texas at Arlington
MS

Ashley, OH

Individual & Family Services

Ohio Department of Job and Family Services Jun 2012 - Sep 2015
Policy Analyst Clearwater Council of Governments Jun 2012 - Sep 2015
Associate Director Delaware County Job and Family Services Aug 2010 - Jun 2012
Delaware County Reentry Coordinator Delaware County Job and Family Services Dec 2006 - Sep 2010
Social Service Supervisor Investigation and Assessment Delaware County Job and Family Services Jul 2001 - Dec 2006
Social Service Worker- on-Going, Investigations, Foster Care Delaware County Job and Family Services Nov 1999 - Jul 2001
Income Maintenance Worker Iii

Case Western Reserve University 2009 - 2012
Master of Science, Masters Capital University 1995 - 1999
Bachelors, Bachelor of Arts, International Relations

Policy, Community Outreach, Social Services, Public Speaking, Program Development, Child Welfare, Nonprofits, Policy Analysis, Public Policy, Legislative Relations, Government, Crisis Intervention, Program Management, Case Management, Grant Writing, Grants, Community Development, Public Administration, Mental Health, Research, Strategic Communications, Program Evaluation, Fundraising, State Government, Volunteer Management, Teaching, Workforce Development, Leadership Development, Grassroots Organizing, Case Managment, Psychotherapy, Conflict Resolution, Supervisory Skills, Youth Development, Workshop Facilitation, Legislation, Politics, Coalitions, Economic Development, Non Profit Administration, Management, Career Counseling, Local Government, Speech Writing, Legislative Affairs, Staff Development, Media Relations, Non Profits, International Relations, Time Management

284 Sherman St, Passaic, NJ 07055

Financial Services

Reverse Mortgage Funding Llc Apr 2014 - Jul 2018
Senior Hecm Loan Specialit Amb Associated Mortgage Bankers Feb 2013 - Apr 2014
Reverse Mortgage Loan Originator Security One Lending Jul 2012 - Jan 2013
Reverse Mortgage Loan Originater Metlife Home Loans Sep 2001 - Jun 2012
Reverse Mortgage Consultant Avco Financial Services 1980 - 1998
Financial Services

Union County College

Reverse Mortgages, Fha, Loan Origination, Mortgage Lending, Home Equity, Refinance, Residential Mortgages, Loans, Home Equity Lines of Credit, Fha Financing, Mortgage Banking, Mortgage Underwriting, Usda, Certified Mortgage Planning, Home Equity Loans, Government Loans, Mortgage Marketing, Va Loans, Mortgage Servicing, Construction Loans

English

2202 Rdg Rd, Lutherville Timonium, MD

Baltimore Community Lending
Senior Real Estate Lending Officer Vhlp
Manager, Vacant House Loan Program Baltimore Community Lending
Manager, Vacant House Loan Program North American Mortgage
Mortgage Loan Officer Citi
Mortgage Consultant Citi
Branch Manager

Morgan State University
Bachelors, Bachelor of Arts

Financial Advisory, Team Building, Consulting, Charities, Cost Effective Solutions, Technical Training, Local Government, Sales, Community, Motivational Speaking, Credit Risk, Finance, Programming, Foreclosures, Families, Construction, Real Estate, Historic Preservation, Legal, Business Requirements, Homebuilder, Organizational Structure, Data Conversion, Management, Msn, Revenue, Peachtree, Mortgage Underwriting, Funding, Real Estate Acquisitions, Statistics, Crm, Steering, Broadcast, Featured, Committees, Data Storage, Office Equipment, Powerpoint, Ethics, Public Speaking, Workflow, Seminars, Settlement, Brochures, Business Services, Drive Results, Baltimore, Sage Act, Reports, Fundraising, Strategy, Flat Patterning, Ms Money, Strategies, Eco, Microsoft Office, Cooperative, Budgeting, Funders, Information Quality, Microsoft Excel, Piloting, Nonprofits, Training, Community Outreach, Hud, Customer Service, Confidentiality, News, Radio, Section 8, Streamline, Pioneering, Project Management, Quality Control, Research, Articles, Results Driven, Reporting, Talk, Computation, Capital, Task Force, Grant Writing, Fannie Mae, Fast Paced Environments, Loans, Board of Directors, Analysis, Campaigns, Partnerships, Fairs, Rehabilitation, Business Expansion, Social Housing, Client Services, Data Collection, Business Development, Detail, Folders, Citibank, Advertising, Strategic Planning, Community Development, Federal Law, Operations, Stage, Affordable Housing, Senior Real Estate, Marketing, Breaking, Microsoft Project, Project, Measurements, House, Pamphlets, Written Communication, Asset Building, Presentations, Income, Increased Profitability, Pricing, Responsibility, Screens, Policies and Procedures, Banking, Non Profit Development, Cross Training, Art, Presenter, Marketing Materials, Cables, Portfolio, History, Start Ups, Sourcing, Development Programs, Predatory Lending, Mortgage Lending, Guidelines, Procedure Manuals, Software, Compliance, Equities, Outlook, Continuing Education, Underwriting, Annual Reports, Microsoft Word, Respa, Program Management, Moderate, Flyers, Psychotherapy, Budgets, Staff Development, Problem Solving, Television, Interventions, Marketing Strategy, Legislation, North American, Evaluation, Automation, Databases

Collecting Antiques
Exercise
Sweepstakes
Home Improvement
Reading
Sports
Watching Auto Racing
The Arts
Golf
Home Decoration
Health
Watching Sports
Photograph
Cooking
Cruises
Electronics
Auto Racing
Fitness
Music
Family Values
Movies
Collecting
Christianity
Kids
Medicine
Automobiles
Cats
Travel
Investing
Traveling

Reisterstown, MD

Banking

Neighborhood Housing Services of Baltimore
Housing Advisor The Harbor Bank of Maryland May 2011 - Mar 2013
Assistant Vice President Consumer Lending Baltimore Community Lending Jan 2008 - May 2011
Senior Lending Officer and Program Manager Whps Green Technology Mar 2010 - May 2011
Director of Project Controls Baltimore Community Lending Jan 2003 - Jan 2008
Program Administrator For Baltimore Homeowner Emergency Loan Program Baltimore Community Lending Aug 1996 - Jan 2003
Manager, Vacant House Loan Program

Morgan State University 1971 - 1975
Bachelors, Bachelor of Arts, History

Loans, Credit, Banking, Mortgage Lending, Strategic Planning, Management, Underwriting, Portfolio Management, Finance, Commercial Lending, Credit Analysis, Loan Origination, Policy, Consumer Lending, Real Estate, Program Management, Training, Fundraising, Customer Service, Project Management, Mortgage Banking, Small Business Lending, Team Building, Budgets, Business Development, Commercial Banking, Real Estate Economics, Residential Mortgages, Credit Risk, Affordable Housing, Construction Loans, Strategy, Financial Analysis, Small Business, Foreclosures, Home Equity Lines of Credit, Home Equity Loans, Strategic Financial Planning, Refinance, Financial Planning

Lexington, KY

Fine Art

Uk Art Museum Aug 2012 - Dec 2012
Intern Ymca May 2012 - Aug 2012
Staff

University of Kentucky 2010 - 2013

Photoshop, Writing, Microsoft Word, Microsoft Excel, Communication, Adobe Design Programs, Art History

Portland, OR

Law Practice

Law Offices of Matthew H. Kehoe, LLC - Hillsboro, OR since Mar 2013
Associate Attorney The Wood Law Group - Beaverton, OR Jan 2012 - Mar 2013
Associate Attorney Clements Law Oct 2011 - Jan 2012
Attorney Vial Fotheringham May 2010 - May 2011
Law Clerk Small Business Legal Clinic Aug 2009 - Dec 2009
Intern Oregon Ballet Theatre Aug 2006 - Sep 2007
Executive Assistant to Director Wachovia Bank, Service Center Dec 2005 - Aug 2006
Executive Assistant to Vice President C. Blaine Morley, Attorney at Law Jan 2003 - Dec 2005
Paralegal and Office Manager

Lewis & Clark Law School 2007 - 2011
Juris Doctorate, Business Law Western Oregon University 2003 - 2005
Bachelor of Science, Business Administration

Estate Planning, Estate Law, Trusts, Wills, Estate Administration, Powers of Attorney, Business Formation, Small Business, Contract Negotiation, Contract Law, Document Drafting, Family Law, Legal Writing, Courts, Legal Research, Mediation, Domestic Relations, Legal Assistance, Guardianship

Children
Environment
Education
Poverty Alleviation
Animal Welfare
Arts and Culture

Lincoln, NE

Education Management

Lincoln Public Schools
Ell Teacher at Lincoln Public Schools

Elementary Education, Teaching, Curriculum Design, Photography, Lesson Planning, Classroom, Classroom Management, Differentiated Instruction, Curriculum Development, Tutoring, K 12, Literacy, Leadership, Educational Technology, Educational Leadership, Teacher Training

I Am Currently Enjoying Quilting
Crocheting
Writing
Photography